Posted by Debbie Harris
Nobody likes the idea of being overcharged. Hidden fees, complex payment plans -- they’re all things we’d rather avoid!
Naturally, if you’re considering a live-in caregiver to help you manage at home, you’ll want to feel assured that services are provided at a fair rate.
By reading today’s blog, you’ll get answers to these important questions about live-in care and see how the costs compare to standard home care:
How Much Does Live-in Care Cost in the UK?
As you’ll appreciate, discovering the exact average cost of live-in care in the UK is a bit of a challenge!
New home care services and agencies pop up all the time, and prices will differ across the board.
Instead of getting too tied up with finding out the average price to the penny, what we can do is research relevant sources and aggregate the findings.
As a result, you'll be able to get a clearer picture of how much you’re likely to pay.
Right then, let’s start with Helping Hands Home Care...
This UK home care supplier says that you can expect the cost of a 24-hour live-in caregiver to be from £1,075 per week for a single person, or £1,375 per week for couples.
Live-in care can be a great solution for couples, who are charged almost half the amount per person than they would be with the usual single person rate.
Even if the financial part of the deal isn’t as good for those living on their own, there are still several key benefits, such as:
Now, let’s move on to see what Elder -- one of the UK’s leading live-in care specialists -- says about how much live-in care costs.
With Elder, the cost of a 24-hour live-in caregiver ranges from £750 to £1,200 per week. For a specialist carer, this will cost an average of £895 a week (£3,180 per month).
Another cost to bear in mind is covering your live-in carer’s meals, although the food budget can be agreed upon in advance so that you don’t get any surprises.
All in all, these figures might sound rather pricey. However it’s worth remembering that you may receive less one-to-one support and companionship in a care home than you would with a live-in caregiver.
So while live-in care isn’t what you could call “cheap,” it can help older adults maintain familiar routines and more independence.
What Does a Live-in Caregiver Do?
Once the cost is settled, what types of support can you look forward to from a live-in caregiver?
Live-in care can make life a lot easier in later life, with much less hassle for you to worry about when it comes to looking after the home.
In many cases, the tasks a live-in caregiver helps with can be adapted to your preferences and needs. Here is a list of the most common tasks:
What’s the Average Cost of Home Care?
Hiring a live-in caregiver can often be a worthwhile investment, but how does the cost of live-in care in the UK compare with other home care services?
Well, the first thing to note is that social care is rarely free. As Age UK recommends, if you’re not sure whether you need to pay for care, it’s best to ask your local council for a financial means test.
In England, you will be classified as a “self-funder” if you have more than £23,250 in assets. The same threshold is in place for Northern Ireland, but it’s higher in both Scotland (£28,000) and Wales (£50,000).
The cost of home care services can vary considerably in different parts of the UK.
Elder reports that the average cost for home care (or “domiciliary care”) ranges from £10 to £30 per hour during the day. Age UK, meanwhile, put the average at around £15 per hour.
Here’s a useful summary of the typical costs of live-in care in comparison with other home care services:
If you’re based in England and want to get an estimate of what the cost of home care per hour is in your area, use this local care cost calculator.
Simply select “Home Care” from the options and type in your postcode. You’ll be prompted to answer a couple of short questions before the results appear.
Here’s an example of what the results page looks like for a postcode in outer London:
Here for You 7 Days a Week...
Many thanks for reading!
We hope you have a better idea of how much live-in care costs in the UK, and how it compares with standard home care.
To get help with working out the cost for home care services, such as a live-in caregiver, you’re welcome to call the Autumna Advice Line on 01892 335 330.
The line is open Monday to Sunday (8:30am - 5:30pm Mon-Fri, 10am - 5pm Sat, 10am - 4pm Sun).
We’re also able to respond to your queries via email:
Want to read more articles about care and senior living?
Please click here.
Thanks go to Declan Davey (Health Copywriter) for co-authoring this article.
Home Care Services
Live-in Care Services
Retirement Living Developments